zooey deschanel gets stuck in lucy liu’s dress
This is the least surprising photo I’ve ever seen.
Is it wrong that I love how Lucy Liu is like ~this is not my problem~ ~I am a cyborg princess and this is beneath me~
WHERE IS THE FIC. GIVE IT TO ME. GIVE ME THE FIC.
I mean, I love this moment?
But man, I am not Lucy Liu in this situation. And I’m feeling increasingly that the fact that I don’t look at this photograph and think “all hail Lucy Liu” but rather, “oh dear, Zooey, that is totally what I would do” is why I’m feeling like maybe I don’t belong in fandom, at least as it’s spoken about on tumblr.
Eh, I think most of us would like to be Lucy Liu here, or admire and are in awe of Lucy Liu for being Lucy Liu, but we’re all Zooeys really. Some of us just manage to hide it from the other side of the computer box.
Imagine being an insurance provider in the marvel universe imagine how much that job sucks imagine investigating the claims that Norse gods wrecked your cars imagine having to make adjustments to cover that shit because it’s getting commonplace imagine having to drink yourself to…
…but isn’t that a literal act of god?
Now act of angry green rage monster or pissed off assassin, sure. But Ororo and Thor are insurance agents’ dreams. Once their involved, we’re home free.
Acts of God aren’t covered under most insurance policies. Acts of gods (note the capitalization) would be covered as they are a humanoid entity. That being said, I wouldn’t be surprised if some claims were denied unde the acts of terrorism clause, and if that clause was extended to deny coverage for acts of superheroes.
If Tony was the one to cause the damage, then the insurance company would likely subrogate against Stark Industries, who ha a whooooole department to deal with that crap. A similar procedure would be in place for Clint, Natasha, Steve, and Bruce via SHIELD’s in-house insurance law department.
Holy crap I really want to debate all of this. I need a vacation. Another sign I’ve been an auto claims adjuster too long.
I think if one was to ever subrogate Tony Stark for the damages he cause it would end up going to Arbitration and lose. If they are sending a bill to Stark Industries then the case defiantly would lose. SI doesn’t owe for damages that their former CEO caused in his free time while working for a government entity indirectly. And S.H.I.E.L.D. Doesn’t owe for it because they are a government entity and are protecting America.
I would almost chalk it up to a Comp loss as likely it’s a missile (which just means any object in motion that hits a car like a tire coming off of the car ahead of you and hitting you car, or something falling out of the sky like a piece of a plane and landing on your parked car) as most likely any thing including Iron Man himself that hit your car would be moving.
It’s a whole big catch 22 of insurance loop of hell.
You can’t tell me that Tony himself doesn’t have a legal department. Even if he’s not technically the CEO of Stark, he is (afaik, in MCU) still the President of SI. If anything, he’s either got an LLC or a corporation set up just for his contracting, and I suspect that he could be held liable under certain circumstances (fer’ex, if he was drunk).
It would be a comp loss if it was an act of nature, but Tony’s suit is not natural. If anything, it’s a specialized form of vehicle, and therefore any incident (if covered at all) would fall under collision.
I only say comp if Iron Man or Caps shield were to come by and whack a car. It’s hard for me to characterize Starks suit as a automobile type without wheels (unless it’s the roller skating one). However if someone was to hit Iron Man while driving then hoo boy would Tony have a nice Bodily Injury claim on that collision claim.
I really really would love tomorrow to ask my boss about a claim and describe this but not give him a claim number to look at just to see what he would say.
Iiiii might just need to forward this thread to my boss and see what he has to say on it. Oh god, or call Claims and ask them for a judgement on it. Am II that mean? I might be that mean.
Stark’s suit counts as a vehicular object, though I *suppose* it could be classified as a plane of some variety?
I think my coworkers might think I have problems with how excited I was today reviewing our 9610 policy language for auto claims.
A loss not caused by collision includes:
2. Explosion or earthquake;
5. Missiles or falling object;
6. Riot or civil commotion.
I still say most of the damages that the Avengers could have caused would fall into one of those categories for a Comprehensive claim.
However I still go back to general exclusions that include
Any obligations for which the United States government is liable for under the Federal Tort Claims act.
guys what the fuck
You’re reading a Teen Wolf fic on AO3 and it’s great, except they’ve decided to call the sheriff something other than ‘John’. This gives you a button to temporarily fix it for your reading pleasure.
Totally in alpha (haha), quickly thrown together to amuse me and some friends, but it should work! So, let me know if it doesn’t and I’ll have a look.
It’ll add a small button to the navigation near ‘kudos’ and ‘bookmark’.
OMFG. Fizz, I think you need this. :D That’s hilarious. abbylee, you find me the best things, seriously….
Oh my God, if I didn’t do almost all my reading on my Kindle I would totally install this, because whenever Sheriff isn’t named John, every time he’s mentioned in the story I go “WHO? Oh, right.”
my mom asked why i don’t read as many books as i used to and i just said it was because i read a lot of unpublished stories from independent writers online and she thinks that’s very good of me to give undiscovered authors a chance
i just read gay porn
Never stop reblogging this
Crap is a sign of life. New bad stories are a sign that this genre — fan fiction, the genre I adore the most - is alive and well. Bad stories mean new people are trying to write in it, and people are trying to do new things with it, and maybe new people are joining the audience, too. When only the best and most popular are writing in a genre, it’s on its deathbed. (See: Westerns and Louis L’Amour.) I want this genre to be here forever, because I want to read it forever. So I’m happy that teenagers are posting Mary Sue stories to the Archive of Our Own.
Does that mean you have to be happy? Nope. I can’t make you do anything. (I can think you’re wrong, but hey, being wrong on the internet is a time-honored tradition among our people.) But when you start making fun of a writer and bullying her in the comments of her story, simply because she’s writing something you think is bad and embarrassing, well, that’s when I say: shut the fuck up or get the fuck out. Because she’s not a problem. She’s just doing what we’re all doing — having fun, playing with words, throwing something out there on the internet to see if other people like it.
But you. You’re trying to stop someone from having fun. You’re trying to shame people into not writing anymore. And that, folks — that is the definition of shitty behavior. (Mary Sue fantasies, on the other hand, are just the definition of human behavior.) It’s bad for people, it’s bad for the future, and it’s bad for the genre. So you’re a problem.
IN THE FIRST 24 HOURS WE RAISED: $2055.00
What can we do in the second 24 hours? It’s up to you!
I’m aware that the head writers have made a decision, but given that it was a stupid ass decision I’ve elected to ignore it.
tbh, this has totally been my attitude all along but I’m going to feel much more like Nick Fury while ignoring canon from now on.
Netweight beautifully documents the origins of A/B/O (or Alpha/Beta/Omega or Omegaverse) tropes in Supernatural and Supernatural RPF fandom, back in the olden days of 2010, in case you have ever wondered where the fuck that whole genre came from.
As some of you may have seen, I recently compiled some AO3 statistics about the works on the site. While discussing those results, I discovered there’s almost no statistics on fandom demographics - in particular, on gender identity, sexuality, and race.
So I’m doing the survey myself!
This survey will run until the end of October and I would ideally hope to gather around 2000 responses - about 1% of the users of the site. This is in no way official or endorsed by AO3 or OTW, but is archive-specific to correspond to the stats I have already done. I will be posting all of my results in #ao3 census when they are available.
If you use Archive of Our Own, please fill out the form - it’ll only take 5-10 minutes, and you can skip whatever questions you like if you’re in a hurry.
Even if you don’t or can’t participate, please reblog this post to spread the word! The more responses I get, the better the results will be.